Your Guide to Buying a Property in Dublin

Buying a new property can be a full-time job. For an amateur, searching for a property can be very time consuming, stressful,and expensive – and it may not even be successful. Here is what you need to know about buying Dublin property


The first thing you should do is decide on a budget for your property. You need to evaluate whether it will be worth taking out and unrealistic loan to buy a great property outside your price range.

budget buying Dublin property

Do the benefits of this property really outweigh the financial burdens associated with repaying a huge loan?


It is important to do some research into potential locations in order to gain insight into how much you can expect to pay for a property there. It will also be important to keep up to date with changes in property prices when buying Dublin property, in case you decide to sell in the future.

When thinking about what kind of area you want to buy in you should look into factors such as schools, crime rates, amenities, and transport links.

transport link and buying Dublin property


If you are not a cash buyer, thinking about your method of payment is essential – particularly if it involves borrowing money.

Each bank and lending institution will offer different rates, deals, and repayment schemes. It is important that you do your research into what is available and choose the best package for you. Interest rates, the general terms of the contract, and the contract length are all key aspects which should be discussed in detail before proceeding with the process of buying a property.


The method of sale – private or auction – can be a useful indicator in terms of how long the process will take, the scope for bidding, and how complicated the process may be.

Though the private method of sale may be generally considered as the easiest, there are still some notable advantages to the auction method. The auction method can be found more beneficial when buying Dublin property as a first-time buyer, as it can potentially lead to a buyer with a small budget getting the property.


Apart from the initial cost of the property you intend to buy, there are other finances in relation to property buying to consider:

  • stamp duty
  • search fees
  • the solicitor’s fees
  • the surveyor’s fees
  • the registration fees
  • insurance

It is important to take the cost of all these things into consideration when you are deciding on a budget for your property at the beginning of your search.

There are many things to consider when buying Dublin property, some of which first-time buyer might not be well aware of. Keeping updated on the property market is an important aspect of the buying process – this an be easily done by employing a buying agent to assist you in what can often be a confusing process. 

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